Pradhan Mantri 5 Lakh Bima Yojana Apply, Eligibility and Benefits

This article covers Pradhan Mantri 5 Lakh Bima Yojana application, eligibility, benefits and other information.

To offer its residents improved access to healthcare, the Indian government has started the Ayushman Bharat Yojana. Ayushman Bharat Yojana itself is called Pradhan Mantri 5 Lakh Bima Yojana. People are eligible for free medical care up to Rs 5 lakh under this yojana. According to this yojana, which covers the cost of medications, medical care, and other expenses, eligible individuals can receive free treatment for 1350 diseases. The Health Ministry oversees this yojana. The applicant does not have to pay any money to take use of this yojana’s benefits. Pradhan Mantri 5 Lakh Bima Yojana Registration process, eligibility and other information are complete in this article below.

Ayushman Bharat Yojana (Pradhan Mantri 5 Lakh Bima Yojana)

The poor and underprivileged areas of the country have benefited greatly with the introduction of the Ayushman Bharat Yojana. These folks now have access to fundamental healthcare thanks in large part to this yojana. The Indian government offers health insurance through the Ayushman Bharat Yojana yojana. People from the country’s poorest and most disadvantaged sections are given health insurance coverage of up to Rs 5 lakh under this. Today, crores of people all throughout the nation benefit from this tremendous project of the Indian government.

The Pradhan Mantri Jan Arogya Yojana is another name for the Ayushman Bharat Yojana. You receive an Ayushman Golden Card after applying for this yojana. With the use of this card, you are eligible for free medical care for up to Rs 5 lakh at the hospitals that the Central Government has listed. Therefore, read this article below in depth to learn more about the Pradhan Mantri 5 Lakh Bima Yojana, an ambitious project of the Indian government.

Pradhan mantri 5 lakh bima yojana benefits

  • Free medical care of up to 5 lakh per year is available to qualifying families.
  • Free medical care is available at any cited public or private hospital nationwide that is associated with the yojana.
  • Free services include a check-up up to seven days prior to admission, treatment and food during admission, check-up and medicine up to ten days after release.
  • Under this scheme, you can get free treatment for 1350 diseases up to Rs 5 lakh.
  • Priority is given to women, and senior residents.

Main facilities available under Pradhan Mantri 5 Lakh Bima Yojana

  • examination, treatment, and consultation in medicine
  • pre-hospitalization
  • prescription drugs and medical supplies
  • Services for both non-intensive and intensive care
  • clinical and lab examinations
  • Healthcare Placement Services
  • housing assistance food assistance
  • therapy of side effects that develop during treatment
  • 15 days following the hospital stay, there will be a post-hospitalization checkup.
    concealment of pre-existing diseases

What is Not Covered Under Pradhan mantri 5 lakh bima yojana?

  • Organ transplant.
  • Drug rehabilitation.
  • Out-Patient Department (OPD) expenses.
  • Cosmetic surgeries.
  • Individual diagnostics.
  • Fertility treatments.

Pradhan mantri 5 lakh bima yojana eligibility

To help the bottom 40% of the country’s poorest and most economically vulnerable areas, the PM-JAY scheme has been introduced. The Socio-Economic Caste Census 2011’s occupational and deprivation categories for rural and urban areas served as the basis for this. The Ayushman Bharat Yojana Eligibility is structured with prerequisites so that the project exclusively benefits the less fortunate members of society.

Can be eligible for this scheme according to 2011 population census. There are two ways to check your eligibility which are as follows.

1st Method

  • Visit the Ayushman Bharat Scheme of the Prime Minister’s official website first.
  • Click on the “AM I Eligible” button that will then show on the official website’s home page. A new window will popup after selecting the option.
  • After that, login under the eligible section and confirm your cellphone number with an OTP.
  • Check your family’s eligibility for the Prime Minister Ayushman Bharat Scheme after logging in. Two options will then display; choose your state from the first one.
  • Following this, you will see three categories in the second choice. You can select one of the categories by conducting a name and mobile number search on your ration card. Click the submit button after that.

2nd Method

Additionally, Common Service Center (CSC) can check your family’s eligibility, so you will have to visit the Lok Seva Kendra and hand over all your original paperwork to an agent. The agent will then use your documents to determine your family’s eligibility. You can confirm your eligibility for this scheme.

PM 5 lakh bima yojana apply online

To avail the benefits of this scheme, you can get Ayushman card made from Village Employment Assistant and Head of Department.

In case of admission in the hospital affiliated to the scheme, you can get a free Ayushman card made through Ayushman Mitra.

Ayushman card can also be made by the Asha workers of their ward.

Apply Online through Common Service Center (CSC)

First, visit the Common Service Center  (CSC) and submit photocopies of all of your original documents to apply for the Prime Minister Ayushman Bharat Scheme.

After that, the Common Service Center (CSC) representative will check all the paperwork, confirm your registration under the plan, and issue you a registration.

Following this, you will receive the Ayushman Bharat Golden Card from the Public Service Center after 10 to 15 days. Your registration will be successful after this.

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